TENNESSEE +3.5 over San Francisco------With Tennessee having a loss to Houston in which they(the Titans) actually won the TO ratio by 2,  San Francisco does look like the better team.  However,  we saw Tennessee Volunteers AND Vanderbilt both winning in CFB yesterday as 7 and 6.5 point underdogs.  That's interesting, isn't it?   Titans have the home-off-road-loss here so you at least have to like the location.   Locker should be back at QB(tho its questionable whether he's any good).   And there's one more thing:  There was a fire in LA on Wilshire blvd..............and THEN the Dodgers got wasted,  destroyed out of the playoffs.   Ok,  well,  yesterday a Bay Area Rapid Transit train killed two workers..........in San Francisco.(Lose 31-17........almost didn't bet this;  49ers definitely a better team.......3.5 not enough points)