MICHIGAN WOLVERINES -22 over Army Black Knights----Michigan did not cover in its first game,  but it allowed only 67 rushing yards.   And Army doesn't pass;  all they do is run.   So,  seeing this as I do as a 45-0 game,  I'm laying points.(Lose 24-21..........TO ratio was even...........2 OTs.......WTF?  Thought Michigan was good.   I was wrong.  Shouldn't be in the top 20)